Dental Insurance, Is it a rip off?

Okay right now I have a Renaissance dental insurance program that costs me $462 per year.
I have a check up every 6 months. The first dental check up costs $120 and includes cleaning and examination. The 2nd costs $180 and includes cleaning, examination, and x-rays.
My dental insurance picks up half the cost of these appointments for a total payout of $150 per year.
My dental insurance also has a max payout of $1000 per year for me, so $850 is the highest amount that it will pay of any...

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Author: 1970FuryConv